Auto Services
Auto service businesses face unique risks tied to the vehicles they handle, the equipment they operate, and the customers they serve. Whether you run a towing company, full-service repair facility, body shop, dealership, or specialty mechanic operation, Shield Point builds insurance programs that protect your business on the road, in the shop, and everywhere in between.
We understand the daily exposures that come with moving, repairing, storing, or selling vehicles — including road accidents, employee injuries, customer property damage, faulty workmanship claims, fire, theft, and high-value inventory. Our goal is to pair the right coverage with your exact operations and regulatory requirements.
Garage Liability – covers liability for operations, test drives, and customer interactions
Garagekeepers Coverage – protects customers’ vehicles while in your care, custody, or control
Dealer’s Open Lot – for dealers needing inventory protection against collision, theft, fire, and weather
On-Hook Towing / Tow Liability – for vehicles being transported
Commercial Auto – for service trucks, tow trucks, loaner cars, and parts vehicles
Workers’ Compensation – for mechanics, service techs, and tow operators
Property Coverage – buildings, tools, lifts, diagnostic equipment, and business interruption
Umbrella / Excess Liability – higher limits for contracts, landlord requirements, or fleet operations
From towing fleets and mobile mechanics to dealerships and high-volume repair shops, our tailored solutions backed by fast COI turnaround, accurate classifications, and access to national carrier programs built specifically for the automotive service industry.