Hospitality

The hospitality industry operates in an environment where customer experience, staff safety, and property protection are all mission-critical. From restaurants and bars to boutique hotels and lodging operations, hospitality businesses face unique risks every day — including high foot traffic, food and liquor exposure, employee injuries, property damage, and round-the-clock operations. Shield Point builds insurance programs tailored to the pace and complexity of hospitality businesses so you can stay focused on service, operations, and guest satisfaction.

Restaurants and bars manage a blend of exposures that range from food handling and kitchen hazards to alcohol service and late-night operations. Hotels face additional risks such as guest property, room liability, housekeeping injuries, pool and fitness areas, and large-scale property values. Our role is to structure coverage that supports smooth operations, protects your staff and guests, and meets landlord, vendor, health department, and liquor license requirements.